HDFC Bank Careers 2023 | Retail Agri-Credit-officer – Maharajganj-Bhr

HDFC Bank Careers 2023 posted it’s Retail Agri-Credit-officer – Maharajganj-Bhr job post for freshers. It is a very good opportunity for a candidate having less experience or no experience. We have mentioned all the details like what are the responsibilities and what are the requirements. You can apply for this post by the link given end of this post.

HDFC provides very good salary package as well as very good environment to work. Before applying read this article thoroughly and then apply.

About company:

HDFC Bank is a young and dynamic bank, with a youthful and enthusiastic team determined to accomplish the vision of becoming a world-class Indian bank.

Our business philosophy is based on five core values – Operational Excellence, Customer Focus, Product Leadership, People and Sustainability. We believe that the ultimate identity and success of our bank will reside in the exceptional quality of our people and their extraordinary efforts. For this reason, we are committed to hiring, developing, motivating and retaining the best people in the industry.

HDFC Bank Careers 2023 | More Details

Group Company: HDFC Bank Limited

Designation: Retail Agri-Credit-officer

Position description: Providing support to branch profitability by Client acquisition, financial Literacy, account opening & credit scrutiny.

Primary Responsibilities:

  • 1. Daily field visit to Customer (groups) to conduct Borrower Eligibility Test (BET) to check;
  • 2. Update BET details / findings in BET tool, this also includes;
  • 3. Appraise credit manager / RM of any ring leaders, dummy customers and possible fraud events identified during field activities for necessary action.
  • 4. Physical File Verification with system/Mobile APP- Crosschecking of entry done in system with applicationform details of each member via KYC detail, family details, existing loan details & activity
  • 5. Entering visit details on a day to day basis in SLI Officer Monitoring System/or any other system/ Mobile APP.

Additional Responsibilities:

  • Load Sharing of other locations for conducting BET in time of high volumes or any other reasons as per instructions of Credit Manager.
  • Cross Verification of certain track from different MFIs on case to case basis.
  • Accompanying Credit Manager for post disbursement visits, if required
  • Advance planning with business team on groups to be visited per week.
  • Feedback to Credit Manager about geography, negative area, competition presence, customer quality, market trends in terms of launch of new products by competitors,
  • change in their sourcing / appraisal process etc.
  • Other activities such as post approvals visits, recovery visits along with sales Officer, preparation of MIS or any other as informed time to time.

Educational qualifications preferred

  • Category: Bachelor’s Degree, Master’s Degree

Required work experience

  • Industry: BFSI/Insurance
  • Role: Fresher/Sales
  • Years of experience: 0 to 1

Required Skills:

  • Honesty & integrity
  • Hard & smart working
  • Go getter attitude
  • Ability to convince & influence
  • Good observation skills
  • Communication & inter-personal skills


  • Reporting Designation: Credit Manager
  • Reporting Department-Sub BU: Retail Agri Credit

How to Apply for HDFC Bank Careers 2023 as Retail Agri-Credit-officer :

Interested and eligible candidate can apply for HDFC Bank Careers 2023 as Retail Agri-Credit-officer from its official website which link is provided below.

Apply Now: Click here to apply

For More job details: Click here

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