HDFC Bank Recruitment | Retail Agri-Credit-officer | Bihar

HDFC Bank Recruitment: HDFC Bank schedule to hire Retail Agri-Credit-officer  for 2022. The job is for freshers and the job location is Bihar. The details for the HDFC Bank  selection process, HDFC Bank  application procedure and salary details of Freshers Recruitment 2022 are mentioned below.

HDFC Bank Limited is an Indian banking and financial services company headquartered in Mumbai. It is India’s largest private sector bank by assets and world’s 10th largest bank by market capitalisation as of April 2021. 

HDFC Bank Recruitment:

Company Name:- HDFC Bank Limited

Job Position:- Retail Agri-Credit-officer

Job Location:- Bihar, India

Salary Package:- As per Company standards

Employee Type:- Permanent-Sales Vertical

Educational qualifications preferred:-

  • Category: Bachelor’s Degree, Master’s Degree
  • Experience range: 0 – 3 years

Required work experience:-

  • Industry: BFSI
  • Role: Fresher/Sales

Required Skills:-

  • Honesty & integrity
  • Hard & smart working
  • Go getter attitude
  • Ability to convince & influence
  • Good observation skills
  • Communication & inter-personal skills

Primary Responsibilities:-

Providing support to branch profitability by Client acquisition, financial Literacy, account opening & credit scrutiny.

  • Daily field visit to Customer (groups) to conduct Borrower Eligibility Test (BET) to check;
  • Update BET details / findings in BET tool, this also includes;
  • Appraise credit manager / RM of any ring leaders, dummy customers and possible fraud events identified during field activities for necessary action.
  • Physical File Verification with system/Mobile APP- Crosschecking of entry done in system with applicationform details of each member via KYC detail, family details, existing loan details & activity
  • Entering visit details on a day to day basis in SLI Officer Monitoring System/or any other system/ Mobile APP.

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Additional Responsibilities:

  • Load Sharing of other locations for conducting BET in time of high volumes or any other reasons as per instructions of Credit Manager.
  • Cross Verification of certain track from different MFIs on case to case basis.
  • Accompanying Credit Manager for post disbursement visits, if required
  • Advance planning with business team on groups to be visited per week.
  • Feedback to Credit Manager about geography, negative area, competition presence, customer quality, market trends in terms of launch of new products by competitors,
  • change in their sourcing / appraisal process etc.
  • Other activities such as post approvals visits, recovery visits along with sales Officer, preparation of MIS or any other as informed time to time.

How to Apply for HDFC Off Campus Drive 2022?

All interested and eligible candidates can apply for HDFC recruitment drive by the following link ASAP.

Apply Link: Click Here

For more govt jobs: Click Here

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